Bread. Dead presidents. C-Notes. Akin to the countless pseudonyms we have for money, its use is universal. Money is ubiquitous and uniquely presents itself in everyone’s lives. Most of us use it every day, tapping Myki’s on PTV or hovering your phone over a portable POS machine. With the widespread shift towards cashless transactions, we need to ask ourselves one question: do we fundamentally understand how money works?

What do fashion retailers and banks have in common? They are increasingly competing for the same modern customer. Over the last couple of years, there has been a dramatic growth in Buy Now, Pay Later (BNPL) services, mainly attributed to the continuous rise in consumerism.

The Latte Factor: Do Small Expenses Really Affect Your Financial Future? unpacks the powerful psychology behind everyday spending, exploring whether cutting small habitual costs—like daily coffees—can genuinely shape long-term financial outcomes. As young Australians navigate soaring living costs and economic uncertainty, this analysis challenges conventional wisdom and examines how mindful spending can offer not just savings, but agency in a shifting financial landscape.

Explore the current landscape of superannuation, key trends and the complexities of contributions and investment options.

Discover key financial concepts of risk management, investment types and long-term growth and investment trends in an evolving economy.